Why gold
Value that has lasted.
Why gold has been a store of value for thousands of years.
The reason this exists
Savings built on something timeless.
Gold's price moves daily and can fall as well as rise. It is a long-term store of value, not a guaranteed return, and nothing here is investment advice.
Common questions
The case for gold, examined.
Why does gold hold its value over time?
Scarcity. Gold's supply grows only as fast as it can be mined, around 1–2% a year, and no one can simply create more of it. That is why it has kept its purchasing power across centuries, and why central banks around the world, Nigeria's included, still hold it in their reserves. It is priced globally in US dollars, valued in every market on earth, and it doesn't depend on any single company, economy or institution performing well. Saving part of your money in gold means holding something people have trusted for thousands of years.
Can the price of gold go down?
Yes — and any product that tells you otherwise isn't being straight with you. Gold's price moves daily and can fall over weeks or months; it is a store of value, not a get-rich scheme. The case for gold is about the long run: over decades, gold has held its purchasing power, so the relevant question isn't whether it wobbles this month, but how it behaves over the years you're saving. AlphaMoney is built for saving, not day-trading — you hold milligrams of real bullion, spend them when you need to, and let time do the work. Nothing on this site is investment advice; it's the reasoning behind how we built the product.
How much gold do I actually own on AlphaMoney?
Exactly what your balance says, measured in milligrams: 1 alpha (α) equals 1 milligram of physical, LBMA-accredited 999.9 fine gold, matched one-to-one — never fractional, never rehypothecated. That milligram unit is the point: you don't need to afford a gold bar to own real gold, because your ₦5,000 buys exactly ₦5,000 worth of vaulted bullion at the live spot price. The metal itself is serialised and allocated in Brink's and Loomis vaults, reconciled to your balance daily and audited quarterly, and it is redeemable in physical bullion. See how the vaulting works.
How is gold different from saving in dollars?
Both are priced globally, but gold isn't any country's currency: it's a physical asset with a longer track record of holding value than any paper money, dollars included. It's also simple to hold here. On AlphaMoney you convert naira to vaulted gold in seconds at the live spot price, in any amount, with no domiciliary account or paperwork, and convert back or spend by card whenever you choose. Many savers hold a mix of assets; gold is the part you can actually buy in two taps, with two published fees and nothing hidden.
of vaulted gold per alpha (α)
LBMA-certified fine gold
independent audits a year
backed by physical bullion
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