How it works
Naira in. Gold out. Seconds.
Four steps from signup to spending real gold.
Easy, instant gold
Naira in. Gold out. Seconds.
Open your wallet
Sign up with BVN. Verified in minutes via Bank 78.
Send naira
Bank transfer or USSD. No card details, no hassle.
Get alphas (α)
Live spot price + 3.5% handling. 1α = 1mg pure gold.
Save, send, spend
Your gold, in your pocket, working at gold's price.
The AlphaMoney Mastercard
Your gold, upgraded to a global currency.
A physical Mastercard debit card, issued by Bank 78 and backed by the gold in your AlphaMoney wallet. Spend, withdraw and travel on real money, not paper promises.
150M+ locations
Spend your gold anywhere Mastercard is accepted, in Nigeria and worldwide.
ATM withdrawals
Withdraw naira from any ATM. Your gold is converted at the live spot rate.
No FX markup
Pay in any currency at the true interbank rate. No hidden spreads.
USSD & app
Freeze, unfreeze, or top up your card in one tap, or via USSD on any phone.
Card issued by Bank 78, a CBN-licensed Microfinance Bank, on the Mastercard network. Subject to eligibility.
Join the waitlist
Stop watching your money melt.
We're opening AlphaMoney in waves. Drop your email and we'll let you in as soon as we have a seat.