Pricing

Simple, transparent pricing. Start free and upgrade when it makes sense.

How does it work?

Everyone starts FREE. You only pay when you spend, send, or withdraw. If you transact a lot, upgrading to Plus or Pro saves you money with lower fees.

Basic

Perfect for getting started

FREE

Forever

  • 1.5% fee when you spend or send

  • Free virtual Mastercard

  • Hold up to ₦500K with no monthly fee

  • Spend anywhere Mastercard is accepted

  • Protected from naira devaluation

Most Popular

Plus

Best for active users

₦2,500

per month

Save ₦5K with annual payment

  • 1.0% fee when you spend or send (save 0.5%)

  • Free physical Mastercard (delivered to you)

  • Hold unlimited balance (small 0.5% annual fee on amounts above ₦500K)

  • Priority support - get help fast

  • 2 free physical gold redemptions per year

Pro

For high-value users

₦10,000

per month

Save ₦20K with annual payment

  • 0.5% fee when you spend or send (save 1.0%)

  • Premium metal card + concierge service

  • Hold unlimited (0.25% annual fee on amounts above ₦500K)

  • Free ATM withdrawals - no fees at our partner ATMs

  • 5 free physical gold redemptions + dedicated account manager

No hidden fees. No surprises.

Just gold-backed money that protects your wealth.

Start protecting your wealth today.

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Your AlphaMoney debit Mastercard is welcomed at millions of locations worldwide. This card is issued by PAYAZA