Simple, transparent pricing. Start free and upgrade when it makes sense.
Everyone starts FREE. You only pay when you spend, send, or withdraw. If you transact a lot, upgrading to Plus or Pro saves you money with lower fees.
Perfect for getting started
Forever
1.5% fee when you spend or send
Free virtual Mastercard
Hold up to ₦500K with no monthly fee
Spend anywhere Mastercard is accepted
Protected from naira devaluation
Best for active users
per month
Save ₦5K with annual payment
1.0% fee when you spend or send (save 0.5%)
Free physical Mastercard (delivered to you)
Hold unlimited balance (small 0.5% annual fee on amounts above ₦500K)
Priority support - get help fast
2 free physical gold redemptions per year
For high-value users
per month
Save ₦20K with annual payment
0.5% fee when you spend or send (save 1.0%)
Premium metal card + concierge service
Hold unlimited (0.25% annual fee on amounts above ₦500K)
Free ATM withdrawals - no fees at our partner ATMs
5 free physical gold redemptions + dedicated account manager
Just gold-backed money that protects your wealth.
Your AlphaMoney debit Mastercard is welcomed at millions of locations worldwide. This card is issued by PAYAZA